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Suman Ghalawat ¹, Sunita Mehla ²

Affiliations
1 Department of Business Management, CCS Haryana Agricultural University, Hisar, Haryana, IN
2 Department of Business Management, CCS Haryana Agricultural University, Hisar, IN

Abstract

Stress is an integral part of life, especially for a college student. It has effects on people's behavior, communications and efficiency. Academic institutions have different work settings compared to non-academics and therefore one would expect the difference in symptoms, causes, and consequences of stress. The present paper has empirically investigated two objectives: first, to investigate the factors that influence individual stress level and second to assess the relative significance of these factors on overall stress management among students. The study is based on a sample of 150 respondents from Hisar district of Haryana state and applied statistical tools of factor analysis and regression analysis to achieve the objective of the study.

Factor analysis gets five factors named as: personal problem, relationship problem, social problem, academic problem and lastly environmental problem. Results of regression analysis reveals that students of colleges are usually facing stress more from relationship and environmental problems.

Keywords

Academic Problem, Factor Analysis, Regression Analysis.

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Sunita Mehla ¹, Suman Ghalawat ²

Affiliations
1 Department of Business Management, CCS Haryana Agricultural University, Hisar, IN
2 Dept of Business Management, CCS Haryana Agricultural University, Hisar, Haryana, IN

Abstract

Behavioral finance considers the impact of individual's attitude on their financial decisions. The present paper empirically assesses the factors that influences the individual behavior regarding everyday financial decisions and further examine the impact of demographic variables on these factors. The study is mainly primary data based with a sample of 250 respondents from Hisar district of Haryana state and applied statistical tools of factor analysis and one way ANOVA to achieve the objective of the study. The factor analysis discloses nine factors which are named as compulsive shopper, financial awareness, financial botheration, financial advice, concern for future, saving schemes, composed decision believes in savings and income. Further, gender, age, marital status and occupation are found to have significant impact on the derived factors.

Keywords

Financial Behavior, Factor Analysis, ANOVA.

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Suman Ghalawat ¹, Amita Girdhar ¹, Akhil Sangwan ², Sunita Mehla ¹

Affiliations
1 Department of Business Management CCS Haryana Agricultural University Hisar, Haryana, IN
2 ADO Analyst Quality Control Lab Hisar, Haryana, IN

Abstract

Online shopping is an innovative and emerging market for youth. Online shopping provides college students with a large variety of products from which he can make comparative analy si s and pick the best out of it. The study focused to determine the relationship of online shopping variables with factors influencing overall satisfaction among students. In the present scenario, college students are mostly doing online shopping. In this paper factor analysis and ANOVA has been used to achieve the objective of the study. In the study, primary data has been collected with the help of semi-structured questionnaire from 200 college students from Hisar district of Haryana. Factor analysis discloses six factors namely threat to a system, customer care, information sharing, online shopping advertising and lastly online schemes. ANOVA analysis discloses that preferred payment method, amount of money spent for online shopping on items and reasons for online payment has significant relationship with threat to system and information sharing. On the other hand, amount of money spent for online shopping on items has significant relationship with customer care, whereas reason for online payment has significant relationship with awareness.

Keywords

Online Shopping, Emerging Market, Semi-Structured and Online Shopping Advertising.

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Sunita Mehla ¹, Suman Ghalawat ¹

Affiliations
1 Department of Business Management, CCS Haryana Agricultural University, Hisar, Haryana, IN

Abstract

Organic foods are basically natural food which are ecologically safe and produced with environmentally harmless processes. These foods do not contain man made inputs like pesticides, chemical fertilizers, genetically modified organisms and are not processed by means of irradiation, industrial solvents or chemical food additives. The study focused to study the demographic profile of respondents and to identify the reasons for buying organic product. In this paper descriptive analysis has been used to achieve the objective of the study. In the study, primary data has been collected with the help of semi-structured questionnaire from 200 respondents from Hisar district of Haryana. Respondents have a relatively equal proportion of males (58 %) and females (42 %). Majority of the respondents (5 8%) were married. Respondents are young and dynamic. Majority belongs to service and students mix. Moreover, most of the respondents were from middle income group. Majority of the respondents purchase organic product online, followed by retail shops. As we can see our respondents are youth and generally preferred online shopping. Respondents prefer to buy food/drink (40%), followed by cosmetics (35%) and clothes (25%). Regarding the reason for buying organic product, majority of the respondents preferred organic product because of the quality of organic product (64%), followed by health concern (19%), and prefer the taste/texture/feeling (17%). Youth is more concern about their health and ready to pay high price for the quality product.

Keywords

Ecologically, Ecologically, Genetically Modified Organisms and Factor Analysis.

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Nidhi ¹, Saurabh ², Suman Ghalawat ¹, Sunita Mehla ¹

Affiliations
1 Department of Business Management, CCSHAU, Hisar, Haryana, IN
2 D.N. College, Hisar, Haryana, IN

Abstract

With the increasing usage of internet, online shopping is growing rapidly and it is preferred by large number of consumer for satisfying their needs. For this consumers have number of online platforms from which they make their online purchase. While making purchase decision on online platforms there are number of factors that influence them to buy the product from particular site. So this study has been conducted to identify the different factors which influence the consumer. In this study factor analysis technique is used to achieve the objective of the research. In this study primary data has been collected with the help of structured questionnaire from 100 respondents of Hisar city. By using factor analysis, it has been found that there are basically four main factors which influence the consumer to purchase online product. These factors are: Media Form, Buying Force, Sales Promotion and Test Marketing. Out of these four factor media form is one of the most important factor which influence the consumer. The Cronbach Alpha value for these factors are 0.872, 0.836, and 0.804 which are highly significant. Thus it can be concluded that the different online platforms work more and more on these factors to influence the consumer.

Keywords

Online Shopping, Factors, Media Form, Buying Force and Test Marketing.

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Ankita Sharma ¹, Sunita Mehla ¹, Suman Ghalawat ¹, Jitender Kumar Bhatia ², Nitin Bhardwaj ³

Affiliations
1 Department of Business Management, CCS Haryana Agricultural University, Hisar, Haryana, IN
2 Directorate of Human Resource Management, CCS Haryana Agricultural University, Hisar, Haryana, IN
3 Department of Mathematics & Statistics, CCS Haryana Agricultural University, Hisar, Haryana, IN

Abstract

Financial inclusion is one of the important aspects to increase the financial growth of an economy. It is one of the oldest concepts in Indian history. Earlier, informal key players such as money lenders, brokers, etc. used to give credit to the farmers for the inputs required for the production of crops. But in today's scenario, the situation has changed a lot. Formal financial institutions especially banks have taken the pace for lending money to each and every section of the society. For the inclusion of the poor and economically backward sections, the government of India with the help of banks has launched various schemes. Knowing the status of financial parameters in the economy from time to time is also important so that the amendments can be considered for raising the status of financial inclusion. For the present study, one important parameter viz. savings in the accounts of respondents was considered to recognize the status of savings in the study area. The study was undertaken in the Hisar and Kaithal districts of Haryana. Binary logistic regression as a tool was performed to examine the impact of socio-economic variables on the undertaken parameter among the selected sample of households in both the districts. The results concluded that a rise in income and employment level will increase the savings in the accounts of bank account holders of the study areas.

Keywords

financial inclusion, rural households, savings, logistic regression, socio-economic variables.

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